graduated payment mortgage

graduated payment mortgage
сокр. GPM банк., фин. ипотека [закладная\] с прогрессивными платежами* (закладная, периодические платежи по которой в начале периода заимствования устанавливаются на низком уровне, а затем возрастают по определенному заранее графику)
See:

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graduated payment mortgage; GPM; Jeep ипотека с дифференцированными платежами: ипотечный кредит с фиксированной ставкой, платежи в погашение которого ежегодно увеличиваются вплоть до оговоренного уровня, т. е. риск кредитора компенсируется более высокой процентной ставкой; график погашения в целом не изменяется, но выплаты постепенно возрастают; обычно предназначены для молодых семей, доходы которых, как ожидается, будут расти; см. adjustable rate mortgage;
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ипотечный кредит с растущей ставкой платежей в погашение
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закладная с возрастающей суммой выплат в счет погашения
. A loan where the initial payments are lower than the amount needed to amortize the loan. Debt service grows each year till it reaches a set amount. Used to increase the affordability of a home or real estate investment. . Small Business Taxes & Management 2 .

Англо-русский экономический словарь.

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Смотреть что такое "graduated payment mortgage" в других словарях:

  • graduated payment mortgage — ( GPM) A mortgage in which the monthly payment of principal and interest begins at a low amount and progressively increases to a predetermined higher amount. Thereafter, the amount of the monthly payment remains constant for the remaining life of …   Financial and business terms

  • graduated payment mortgage — graduated payment mortgage, U.S. a mortgage on which monthly payments are low in the early years after purchase of a house, rising gradually thereafter …   Useful english dictionary

  • Graduated Payment Mortgage — A type of fixed rate mortgage in which the payment increases gradually from an initial low base level to a desired, final level. Typically, the payments will grow 7 12% annually from their initial base payment amount until the full payment is… …   Investment dictionary

  • Graduated payment mortgage loan — A graduated payment mortgage loan, often referred to as GPM, is a mortgage with low initial monthly payments which gradually increase over a specified time frame. These plans are mostly geared towards young men and women who cannot afford large… …   Wikipedia

  • graduated-payment mortgage — ( GPM) A type of stepped payment loan in which the borrower s payments are initially lower than those on a comparable level rate mortgage. The payments gradually increase over a predetermined period (usually 3, 5, or 7 years), and then are fixed… …   Financial and business terms

  • graduated payment mortgage — /ˌgrædʒueɪtɪd ˌpeɪmənt mɔ:gɪdʒ/ noun a mortgage where the monthly payments gradually rise over the lifetime of the mortgage. Abbreviation GPM …   Dictionary of banking and finance

  • Graduated-payment mortgages (GPMs) — A type of stepped payment loan in which the borrower s payments are initially lower than those on a comparable level rate mortgage. The payments are gradually increased over a predetermined period (usually 3,5, or 7 years) and then are fixed at a …   Financial and business terms

  • graduated payment mortgages — (GPM) See mortgage …   Black's law dictionary

  • graduated payment mortgages — (GPM) See mortgage …   Black's law dictionary

  • Mortgage loan — Mortgage redirects here. For other uses, see Mortgage (disambiguation). Finance Financial markets …   Wikipedia

  • mortgage — /morgaj/ A mortgage is an interest in land created by a written instrument providing security for the performance of a duty or the payment of a debt. At common law, an estate created by a conveyance absolute in its form, but intended to secure… …   Black's law dictionary


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